Free tools
Free tools for financial advisors
Quick answers for client conversations, worked from the official rules and showing their sources. Free to use, no sign-up.
RMD calculator
Required minimum distributions for an IRA owner or an inherited IRA, with the IRS divisor, the table it came from and the 10-year rule deadline.
Open the RMD calculatorIRMAA brackets
The 2026 Medicare Part B and Part D IRMAA brackets from CMS, with a calculator for a client's bracket and the room left before the next threshold.
Open the IRMAA bracketsRoth conversion calculator
The extra federal income tax on a Roth conversion, the brackets it spans and how much more fits before the next bracket.
Open the Roth conversion calculatorSocial Security break-even calculator
The monthly benefit at each claiming age from 62 to 70, running totals by age, and the age at which waiting to claim pays off.
Open the Social Security break-even calculator
More tools are on the way. Marloo itself is the AI CRM for financial advisors: it keeps every client's accounts, meetings and email in one record.
